MIDDLE EAST · PERMANENT RESIDENCE BY INVESTMENT

Saudi Arabia Premium Residency

Lifetime Saudi residency for real estate owners in Riyadh or Jeddah, with 100% foreign business ownership and no job-creation requirement — the passive-investor route into the Kingdom.

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Minimum Investment

SAR 4,000,000 (~$1,066,000)

Key Benefit

Lifetime residency in Saudi Arabia with family sponsorship and full foreign business ownership rights, on a mortgage-free real estate purchase with no employment requirement.

Program Watch · New framework

New laws took effect in January 2026. Expect further refinement of the rules. See all changes and deadlines →

Saudi Arabia Premium Residency Overview

Saudi Arabia's Premium Residency programme, bolstered by new laws effective January 2026, grants long-term residence status to qualifying investors, processed via the Premium Residency Center (saprc.gov.sa). Indohill tracks the real estate route as the representative, passive-investor entry point, since it requires no job creation and simplifies relocation relative to the programme's business-investment alternative.

Two other routes exist: a business-investment route (SAR 7,000,000, plus 10 local jobs created within two years) and a startup-investment route (a minimum SAR 15,000,000 funding round from an approved investment entity, with the entrepreneur holding at least 10% equity).

Benefits of Saudi Arabia Premium Residency

Lifetime residency — for a one-time government fee, rather than a recurring renewal requirement
Family sponsorship rights for the investor's dependants
100% foreign ownership of Saudi businesses permitted for Premium Residency holders
Visa-free travel benefits associated with Premium Residency status
No job-creation requirement under the real estate route, unlike the programme's business-investment alternative

Requirements

The main applicant purchases qualifying, fully constructed, mortgage-free real estate in Riyadh or Jeddah, and pays the one-time government fee:

1. Real Estate Investment (Indohill's tracked route)

Ownership of fully constructed real estate in Riyadh or Jeddah worth at least SAR 4,000,000 (approximately $1,066,000), completely free of mortgages or legal liens, plus a one-time government fee of SAR 800,000 for permanent (lifetime) residency status.

Procedure

The applicant identifies and purchases qualifying, fully constructed, unencumbered real estate in Riyadh or Jeddah, then applies through the Premium Residency Center, paying the one-time SAR 800,000 government fee for lifetime status. Applications are processed under laws bolstered effective January 2026.

Fees & Costs

Beyond the SAR 4,000,000 property investment, applicants pay a one-time SAR 800,000 government fee for lifetime Premium Residency, plus separate legal and property due-diligence advisory fees. Indohill discloses the full statutory and legal fee breakdown for this programme, and every other programme we track, in the Global Matrix Marketplace fee breakdown tool before you commit to a specific property.

The Property Must Be Fully Constructed and Debt-Free

Qualifying real estate must be fully constructed (not off-plan) and completely free of mortgages or legal liens — a pre-construction purchase or a financed property will not satisfy this route's requirements. Indohill confirms a property's construction and title status before any purchase is finalized.

Background & Legal Considerations

Saudi Arabia's Premium Residency programme is processed through the Premium Residency Center (saprc.gov.sa), under laws bolstered effective January 2026 targeting owners of Saudi real estate worth over SAR 4,000,000.

Program history

The dated milestones we have verified for this program, drawn from its legal basis and our Program Watch tracker. It is a record of what has changed, not a complete legislative history. Last reviewed 5 October 2026.

MAY 2019 New

Premium Residency Law issued

The Council of Ministers and a Royal Decree approve the Premium Residency Law, creating a sponsor-free residence for expatriates. The Premium Residency Center begins accepting applications in June 2019.
JANUARY 2026 Changed

New Premium Residency legal framework

New laws took effect in January 2026, including the real-estate route at SAR 4,000,000 plus a one-time government fee for permanent status.

Why Indohill Advises This Program

A private, advisor-reviewed intake — every application is scoped by a person, with the target property's construction status and title cleanliness confirmed before purchase
Coordination with pre-vetted Saudi real estate agents and immigration counsel, reviewed against Indohill's Certified Partner Network standards before any introduction is made
Full statutory and legal fee disclosure through the Global Matrix Marketplace, including the one-time SAR 800,000 lifetime fee, before you commit
The same 5-phase advisory methodology Indohill applies across every program, from initial audit through lifelong governance and renewal support

FREQUENTLY ASKED

Saudi Arabia Premium Residency FAQ

SAR 4,000,000 (approximately $1,066,000) in fully constructed, mortgage-free real estate in Riyadh or Jeddah, plus a one-time SAR 800,000 government fee.

It is a lifetime status under the one-time-fee structure, rather than a renewable permit.

No — the real estate route has no job-creation requirement, unlike the programme's separate business-investment route (SAR 7,000,000 + 10 local jobs).

Yes — 100% foreign ownership of Saudi businesses is permitted for Premium Residency holders.

Yes — a business-investment route (SAR 7,000,000 plus 10 local jobs within two years) and a startup-investment route (SAR 15,000,000 funding round, 10%+ entrepreneur equity) also exist.

Indohill's tracked timeframe for this program is approximately 6 months, covering property purchase and Premium Residency Center processing.

The Premium Residency Center (saprc.gov.sa), under laws bolstered effective January 2026.